Pay Per Drive Insurance

Hello Im an insurance broker and have been for roughly 15 years now. As an insurance broker I’m able to see a lot of accidents after the fact, and I could share some very weird stories with you. I have sold every kind of insurance : vehicle, home, business, life, health, disability, etcetera, and I are presently selling Mexican car insurance.

Insurance in Mexico is a tiny bit different animal than it is in the US, as there are some coverage constraints that someone from the united states would not expect to encounter. Below I have listed only one or two of these differences, and please do not confuse this with a total list of all of the differences, as there are too many to list.

• Exclusions for vandalism and partial theft
• Travel Assistance
• “Named perils” policy versus “all risk” policy

Now I want to address the Legal help coverage that’s available on Mexican vehicle insurance programmes. It is customary, in the case of a major accident, for the individual to blame for the accident to be jailed till the point as payment for the accident is made. The reason for this is because too many people, on being charged for the accident and finding out that they could be imprisoned for it, will run to the border. I cant say as I blame them. It only seems logical for somebody facing an undetermined jail sentence for an accident to run as speedily as they can. Regardless, Mexican officers will hold you in jail till payment for the accident is made. I’m sure that you are thinking that you insurance firm will pay for the accident and so why have I got to worry. Well, the insurance corporation must have a reasonable amount of time to research the accident and then process payment of the claim, and this can take anywhere from a few days to two months. All this time you will sit in a Mexican jail rather than being on the beach or your house.

Legal help insurance is your get-out-of-jail free card. It’ll pay for the bond and any legal costs so that you can enjoy your vacation and even return home while the insurer does its inquiry and processes payment of the claim. This is one coverage that you dont want to be without ; it costs much less than a mug of coffee per day and can help to save you plenty of grief.

Your vacation will last anywhere from a couple of days to two weeks, and the memories will last an entire life. I really hope that you like your vacation, and that you purchase Mexican car insurance before your trip.